Discover it Card Review

Discover’s it Card has quickly become my favorite credit card. From its cashback program to its sleek design, it’s fun to use and looks nice in my wallet.

Right now, you can get $50 CASHBACK plus 0% Intro APR for 14 months on purchases and balance transfers. This is on top of the great other features – like 5% cashback – that I’m about to go in to!

Click here to apply and receive a $50 cashback bonus

Card Design

Unlike most credit cards, Discover’s it Card features a sexy design. While you can customize your card with some scenic views, like the New York City Skyline, I went with a classic Charcoal to match my Space Gray iPhone. If you don’t like the design you pick, Discover let’s you request a new card design anytime.

5% Cashback

Each quarter, Discover allows you to earn a whopping 5% cashback bonus on different categories (and 1% cashback on everything else) on up to up to $1,500 in purchases every quarter. Nice! Here’s their current schedule for 2017:

  • Q1 – January to March 2017
    • Earn 5% Cashback Bonus at Gas Stations, Ground Transportation and Wholesale Clubs (like Costco and Sams Club)
  • Q2 – April to June 2017
    • Earn 5% Cashback Bonus at Home Improvement Stores & Wholesale Clubs
  • Q3 – July to September 2017
    • Earn 5% Cashback Bonus at Restaurants
  • Q4 – October to December 2017
    • Earn 5% Cashback Bonus at Amazon.com & Target

Discover takes the cashback a step further… they automatically DOUBLE all of the cashback you’ve earned during the first year. You’ll get this perk after you’ve been with them 12 months.

Security

With the recent Equifax breach, security is important when it comes to a credit card. Discover has your back. My favorite feature is being able to view my credit score every month. Here are some other security features Discover offers:

  • FREE alerts that notify you if your Social Security number is found on any of thousands of risky websites and also to know when any new credit card, mortgage, car loan or other account shows up on your Experian credit report
  • Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website
  • $0 Fraud Liability – you’re never responsible for unauthorized purchases on your credit card
  • Free overnight shipping for card replacement to any U.S. street address at your request

Final Thoughts

I love my Discover it Card. It has a sweet design, their mobile app is fantastic with the ability to view your credit score every month, and it’s hard to beat their cashback rewards. I highly recommend getting your own – right now you can even get a $50 statement credit on top of all the other perks they offer.

Click here to apply and receive a $50 cashback bonus

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