Discover 5% Bonus Categories for 2020

Discover offers 5% cash back in rotating categories throughout the year. They change every quarter which allows you to maximize various purchases. While Discover is sometimes considered a beginners card in the points and miles world, the credit card company is offering a strong set of 5% categories this year, which makes it a keeper in our eyes.

Pro Tip: You may be eligible for even more cash back if you ask! There are reports that some cardmembers are receiving a promotional extra 2-3% cash back for the next 6 to 12 months.

Quarter 1 – January to March 2020

  • Grocery Stores, Walgreens, and CVS
  • Earn 5% Cashback Bonus at Grocery Stores, Walgreens and CVS from January 1–March 31, 2020, on up to $1,500 in purchases, when you activate. This doesn’t include purchases made at Target or Walmart.
  • Activate starting NOW!

Quarter 2 – April to June 2020

  • Gas Stations, Uber, Lyft, and Wholesale Clubs
  • Earn 5% Cashback Bonus at Gas Stations, Uber, Lyft and Wholesale Clubs from April 1–June 30, 2020, on up to $1,500 in purchases, when you activate.
  • Activate starting February 1st, 2020

Quarter 3 – July to September 2020

  • Restaurants and PayPal
  • Earn 5% Cashback Bonus at Restaurants and PayPal from July 1–September 30, 2020, on up to $1,500 in purchases, when you activate.
  • Activate starting May 1st, 2020

Quarter 4 – October to December 2020

  • Amazon.com, Walmart.com and Target.com
  • Earn 5% Cashback Bonus at Amazon.com, Walmart.com and Target.com from October 1–December 31, 2020, on up to $1,500 in purchases, when you activate.
  • Activate starting August 1st, 2020

Don’t have a Discover card? Right now, you can get $50 CASHBACK plus 0% Intro APR for 14 months on purchases and balance transfers. This is on top of the great other features – like 5% cashback (that’s doubled for the first year!)

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